The Divorce Insurance- (Final) Episodes 11-12

“Love, Loss, and One Heartfelt Rainy Night”

Episode 11 of The Divorce Insurance is a masterclass in emotional highs, quiet heartbreaks, and second chances. Our beloved task force is grappling with love, loss, and lingering regrets — and somehow it’s both painfully real and heartwarmingly sweet.

🌦️ Happy Beginnings and Heartbreaking Realities

We start with a deceptively happy montage:

• Dae-bok is having a great day at work.

• Ki-jun and Han-deul are thriving in their “newly-official” romance — soft smiles, shared coffee, and finally working on that green knitting project for his sister.

• Na-rae and Jeon-man are planning a movie date, and for once, she looks genuinely at ease.

But not everyone’s smiling. Ah-yeong is a mess, ignoring Woong-sik’s texts and drowning in uncertainty.

And just when it seems like the task force has finally locked down their 0% divorce rate, Seon-man and Yeo-reum — the influencer couple — file for divorce. Only, this time, it’s amicable. They even cancel their insurance as a thank you. Hope restored? Almost.

💔 Dae-bok’s Marriage Crisis

Dae-bok is thrilled to hear his wife, So-jeong, is back from her trip. He plans a date night — but she’s already deleted his number. And when he comes home, it’s a disaster. Clothes everywhere. No warmth. No love.

So-jeong is done. Years of being a single parent in a two-parent marriage have worn her down. Dae-bok brushes off their anniversary, thinks work is an excuse for absence, and doesn’t even realize she’s serious about divorce — until she is. Devastated, he turns to his task force friends for a drunken vent session.

🧶 Knitting Therapy & Emotional Truths

Ki-jun and Han-deul’s relationship is hitting new levels of closeness. As they work on his sister’s green knitting project — using Han-deul’s favorite red thread — we finally learn the truth: his sister didn’t just divorce. She died. Trapped in a loveless marriage she couldn’t escape, leaving Ki-jun wracked with guilt.

That guilt is why he’s so quick to divorce the moment he’s unhappy — a desperate attempt to never repeat his sister’s fate. But Han-deul has a different view. For her, knitting is about owning your mistakes and moving forward — an emotional metaphor that’s quickly becoming this show’s heartbeat.

💔 Jeon-man & Na-rae: Feelings Revealed

Na-rae pulls Jeon-man aside and drops a bomb: she’s been promoted to CEO of the Singapore branch. But she doesn’t want to go alone. In a rare moment of vulnerability, she asks him to come with her — not as a colleague, but because she needs him.

Jeon-man, stunned, starts Googling Singapore. The man is seriously considering it. Ki-jun teases him about a group trip after the launch, but there’s a heaviness to his smile.

🍷 Ah-yeong’s Doubts and Dae-bok’s Desperation

Ah-yeong, still avoiding Woong-sik, opens the sologamy kit he gave her and just… stares. She’s lost. Even her chaotic confidence has a limit. Han-deul, always the supportive friend, listens without judgment.

Meanwhile, Dae-bok, reeling from his wife’s rejection, pulls himself together and tries to make amends. He asks So-jeong for 100 days — time to launch the policy, retire, and actually be there for her. It’s a long shot, but she agrees to think it over.

🌧️ A Rainy Night, a Torn Photo, and a Kiss

It’s raining, and Ki-jun waits for Han-deul with an umbrella. She has good news — her mom wants to patch things up. But for once, she’s not just trying to please them. She’s happy for herself.

Back home, Ki-jun finally lets go of the past. He takes down a photo of his ex-wife, a reminder of his workaholic, emotionally distant past. He tears it up. He’s done living in regret.

Han-deul, seeing his growth, smiles. She’s moving back to her place — but tonight? She asks him to stay.

And then they kiss. It’s soft, sincere, and a long time coming.

🌙 Nightmares, Comfort, and Quiet Hope

That night, Ki-jun dreams of his sister. He runs to her, apologizing for not saving her. But this time, he wakes up with Han-deul beside him, wrapping him in a warm hug.

“Northern Lights, New Beginnings, and The Last Goodbye”

It’s the grand finale of The Divorce Insurance, and this show delivered the perfect mix of laughter, love, and heartfelt goodbyes. Whether it’s couples finding their way back to each other, dream trips becoming reality, or unexpected career moves, this episode wrapped up every story with a big, warm hug.

🌅 Morning Bliss, Solo Rings, and Slow-Burn Love

We kick off with Ki-jun and Han-deul waking up together — finally embracing the ease and comfort of their relationship. Meanwhile, Ah-yeong has a run-in with Woong-sik while walking her dog, sporting the sologamy ring he gave her. To his surprise, she reintroduces herself like it’s a blind date. She doesn’t want marriage, but he doesn’t care — he’s just happy being around her. It’s quirky, it’s cute, it’s very them.

💔 Dae-bok’s Redemption: From Divorce Papers to Northern Lights

Dae-bok is still in relationship rehab, but he’s trying. Grocery shopping with So-jeong, cutting back on drinking, skipping team dinners — he’s a new man. But actions speak louder than words, so he takes it one step further: a surprise trip to see the Northern Lights, something So-jeong always dreamed of.

And under the glowing auroras, he compares the lights to insurance (classic Dae-bok), calling them Earth’s protection. So-jeong is exasperated but fond. And just like that, they patch things up — their own love story finding a new light.

📈 Policy Chaos and Self-Care Marketing

Just when the team thinks the policy launch is a done deal, bad news strikes: a report claims Yeo-reum’s divorce happened because of the policy. The FSS freaks out, approval is revoked, and chaos reigns.

But leave it to Han-deul to save the day. Reflecting on her toxic family’s “communication” problems, she and Ki-jun rebrand the policy as a self-care program — a tool for nurturing marriages, not breaking them. FSS buys it, the policy launches, and stocks skyrocket.

✈️ Jeon-man & Na-rae: The Airport Confession

Na-rae’s packing for Singapore, but she’s still hoping Jeon-man will say something. He waits until the very last minute — the airport — but when he shows up, he’s all in. He wants to go with her.

They kiss, agree to keep their own space, and walk off as a team. Slow-burn love turned long-distance power couple? We love to see it.

🌊 A Bittersweet Beach Trip

The task force celebrates one last time with a beach trip:

• Ah-yeong “casually” picks a restaurant where Woong-sik works. The team immediately catches on and teases her.

• Na-rae tries to keep her cool, but the girls call her “older sister” and she’s secretly beaming.

• Ki-jun finally asks Han-deul about her tarot reading question. She admits she wanted to know if she’d meet her twin flame — but she already knows it’s him. They kiss.

It’s warm, funny, and a little sad — exactly how goodbyes should feel.

❤️ Love Stories That Finally Landed

• Ki-jun and Han-deul: They’re stronger than ever. He finishes his sister’s green sweater, and Han-deul makes a matching one for herself. What’s next? Anything — as long as they’re together.

• Dae-bok and So-jeong: From almost-divorced to aurora-lit romance. Sometimes second chances are the best kind.

• Na-rae and Jeon-man: Singapore, here they come. And they’re doing it their way — together, but not codependent.

• Ah-yeong and Woong-sik: Still a chaotic mess, but a happy one.

  📋 Epilogue: One Last Task Force Test

  In a cheeky final scene, the team gathers for one last test — this time, each answer shows how far they’ve come. Dae-bok’s packing his desk, ready for retirement, when Ki-jun suddenly has an idea for pride insurance.

  Dae-bok’s scream of “NO!” could be heard across the country.

DramaZen's Opinion

Tears, Triumphs, and a Perfect Ending! ❤️

Wow. Just wow. The final episodes of The Divorce Insurance were everything I wanted and more! We got emotional closure, unexpected confessions, and so much heart.

• 💔 Dae-bok’s Redemption Arc? Perfection. Watching him fight to save his marriage with So-jeong, from grocery shopping to a surprise Northern Lights trip, had me cheering. He went from clueless husband to actual MVP.

• 💖 Ki-jun and Han-deul’s Love Story? Pure magic. From knitting their emotional baggage away to sharing cozy mornings and that perfect kiss in the rain — I’m in love with their love. Their “twin flame” confession on the beach? I melted.

• ✈️ Jeon-man and Na-rae? Airport Confessions FTW! I was on the edge of my seat until Jeon-man showed up at the gate. His “I’m going with you” and their kiss was the slow-burn payoff we deserved.

• 🌊 The Beach Trip? The Perfect Goodbye. Laughing, teasing, and tearing up over Na-rae’s departure? I was a mess.

• ❤️ Final Scene? Chef’s kiss. Knitting sweaters, Dae-bok yelling at another insurance idea, and a team that became family. My heart is so full.

This show took a wild concept and turned it into an emotional rollercoaster with lovable characters I’m genuinely going to miss. The Divorce Insurance, you were an absolute gem. 💖